Franchise Financing · Reimagined

Launch your franchise
into orbit.

SIKONO Holdings gives entrepreneurs a lift up — end-to-end capital, underwriting, and location expertise to turn the dream of franchise ownership into a funded, operating reality.

0
Years Combined Expertise
$25–30B
Annual Franchise Financing Market
1,000–1,500
Franchisors Identified
What We Do

Financing built for franchisors
and the entrepreneurs behind them.

We take the friction out of franchise financing. From the first qualification call to lease execution and ongoing lifecycle support — SIKONO is the single partner that funds the dream and helps operate it.

Seamless Franchise Financing

A purpose-built capital program for franchise candidates — timely, user-friendly, and reasonably priced. Zero guesswork, zero dead ends.

Expert Underwriting

30+ years of banking experience per file. We've opened banks, turned around portfolios, and know exactly what it takes to approve the deals that matter.

Location Verification

We don't just fund it — we help you find it. $50M+ in closed lease and sale transactions informs every site recommendation we make.

The SIKONO Process

From dream to doors-open in
five seamless steps.

Every candidate follows one clean, predictable path. No dead ends, no runarounds — just a team of experts walking alongside you at every phase.

01

Discover

Tell us your concept, market, and goals. No-pressure consultation.

02

Qualify

Fast prequalification from experienced franchise underwriters.

03

Locate

Expert-led site selection and lease negotiation support.

04

Fund

Capital wired to close. Your doors are weeks, not months, away.

05

Grow

Ongoing advisory across marketing, operations, and expansion.

Why SIKONO

One partner.
Every phase of the journey.

Most financing programs stop at the wire transfer. Ours starts there — because funded is only the beginning of the work.

Industry-First Program

A franchise financing offering built entirely around the franchisee — not a retrofit of consumer lending.

Timely Approvals

We move at the pace of your opportunity. Fast prequalification, fast underwriting, fast funding.

Reasonably Priced

Fair, transparent pricing that lets the operator — not the lender — be the one who wins.

Continuing Assistance

Marketing, IT, franchise law, turnarounds — deep bench expertise available at every phase.

Our Team

Decades of expertise
under one roof.

A collaborative team of operators, underwriters, and site experts — delivering the highest quality service possible.

John Fogleman
Chief Executive Officer

John Fogleman

35 years in franchising across single- and multi-unit ownership, territory development, and advisory. Former Savings & Loan EVP.

Don Carpenter
Executive Vice President

Don Carpenter

20+ years in franchise industry as franchisee and master franchisor. Developed eight franchise concepts.

Ted Meredith
Lead Underwriter

Ted Meredith

30+ years in banking. Underwriting specialist who has helped establish three new banks.

Several prospective team members are ready to join when certain performance goals are achieved — including marketing, software & IT, franchise law, finance underwriting, turnarounds, and business development.

"
Our Mission
By offering a seamless franchise financing program like no other, our mission is to offer entrepreneurs a "lift up" to realize their dreams of independent franchise ownership and success.
— John Fogleman, CEO
Get In Touch

Let's build your
franchise future.

Our team of experts is ready to hear from you. Franchise financing can be complicated — we take pride in using our expertise on your behalf.

Address

SIKONO Holdings, LLC
Montgomery, TX

Business Hours

Monday – Friday
8:00 AM – 6:00 PM CST